by Yenmo
RBI compliant

Track your creditand pay less on every loan

ReWise spots the hidden charges on your loans, helps you bring down your interest, and shows you clear ways to build a better credit score.

Safe. Secure. Personalised.

₹5,00,000+

saved by early ReWise users

2,000+

loan options scanned

100%

free for early users

RBI

compliant data security

What you get

Everything for your credit in one app

From watching your score to finding savings on your loans, ReWise puts every tool in one place so you can make better money decisions.

Credit Score Tracking

See your Experian score on a simple gauge, watch how it moves over time, and find out what's pushing it up or down.

Unified Loan Dashboard

All your loans sit in one place. We pull in the details and flag high interest rates and hidden fees for you.

Interest Savings Calculator

Find out what refinancing could save you. We compare your current rates against thousands of loan offers.

Smart Refinance Recommendations

When a better rate shows up, we tell you. You apply directly on the lender's website, whenever you're ready.

Score Insights & Tips

Clear steps to raise your score, from payment reminders to hidden charge alerts and a look at your credit mix.

ReWise AI Assistant

Ask anything about your credit, loans, or savings and get a straight answer in seconds.

Earn by Sharing Loan Details

Upload a sanction letter and earn ₹10 for each one we approve. It also helps us give you sharper recommendations.

Refer & Earn

Tell your friends about ReWise. You earn ₹10 when their sanction letter is approved, and they get better credit insights too.

19 Asset Types Supported

Add mutual funds, stocks, gold, property and more to see loan-against-assets options through Yenmo.

Your Data, Your Control

Your data is encrypted and stored to RBI guidelines. Delete all of it for good whenever you want, in one tap. And no spam calls from banks.

Three simple steps

How ReWise works

You'll be set up in minutes. No complicated forms, no sales calls, just clear steps toward better credit.

01

Fetch your loans

Connect once and we pull in your loan details, then check them for high interest rates and hidden fees.

02

See what to do next

We hand you specific suggestions: when to pay, which charges to watch, where to refinance, and how to lift your score.

03
+48

Watch your score improve

Act on the advice, follow your progress on the dashboard, and watch your score climb.

What changes

Real savings you can feel

ReWise does more than show you a number. It helps you save money, build your credit, and stay on top of it all.

Lower your interest burden

Up to lakhs saved

We find the loans you're overpaying on and point you to refinance options that can save you lakhs over the years.

Build credit with confidence

Clear score insights

Get a plain-English read on your credit mix, payment history, and what's moving your score. No jargon.

No hidden surprises

Full transparency

We dig out the hidden charges and fees in your loans so you always know what you're actually paying for.

Completely free

₹0 to start

ReWise is free for early users. No subscription, no fine print, just honest recommendations.

What you could gain

₹5,00,000+

Total savings by early ReWise users

2,000+

Loan options scanned

19

Asset types supported

Earn ₹10 for every sanction letter you upload, which also helps us fine-tune your recommendations.

Why us

Why ReWise?

We built ReWise because managing credit in India shouldn't require chasing agents or decoding fine print.

Built for Indian borrowers

We built ReWise around how credit and loans actually work in India: Experian reports, RBI rules, and local lenders.

Algorithm-driven, not sales-driven

We never sell your data to banks or agents. What we suggest comes from your profile, not from commissions.

Actionable, not just informational

Every insight comes with a next step, whether that's uploading a document, paying on time, or looking at a refinance.

Backed by Yenmo's fintech expertise

ReWise comes from Yenmo Technologies, the team behind India's trusted loan-against-mutual-funds platform.

A product by

Yenmo Technologies

Sister company of yenmo.in

Built by the team at Yenmo

ReWise is a credit discovery and comparison service from Yenmo Technologies Pvt. Ltd., the company behind yenmo.in, where people borrow smartly against their mutual funds and other assets.

  • Thousands of borrowers across India already use Yenmo
  • Years of experience in loans, credit, and asset-backed lending
  • The same focus on transparency, security, and putting you first
Learn about Yenmo

10.49%

Loan against mutual funds from Yenmo

19+

Asset types for smart borrowing

ReWise + Yenmo = complete credit picture

Use ReWise to tidy up the loans you already have, and tap Yenmo when you want to borrow against your assets. Both come from the same fintech family.

FAQ

Still got questions?
We're here to help.

ReWise helps you cut the interest on your loans, keep track of your credit score, and catch hidden charges. We look at the loans you already have and find better offers for you.

Take the first step with your credit

Thousands of people are already using ReWise to pay less interest and build stronger credit scores.

No credit card required · Free for early users · RBI compliant